About Fixed-Rate Loans

The 30-year fixed-rate mortgage is the most traditional mortgage option, with an interest rate and monthly payment that stays the same for the life of the loan. It’s a solid choice if you plan to remain in your home for many years. That said, we don’t believe in one-size-fits-all—so we also offer fixed-rate terms from 5 to 40 years to match your lifestyle and financial plans.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Fixed Rate Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

The Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

• Complete our simple Fixed Rate Qualifier
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.