Being self-employed shouldn’t make financing harder. We offer flexible mortgage options designed for business owners, entrepreneurs, and independent professionals—built around how you actually earn income.
Self-Employed? We Understand Your Income — And How to Qualify You
Bank Statement Loans
Qualify using cash flow instead of tax returns.
- 12–24 months of personal or business bank statements
- No W-2s or tax returns required
- Available for purchases and refinances
Ideal for borrowers who write off expenses but have strong income.
Asset-Based Loans
Leverage your assets to qualify.
- Qualification based on liquid assets
- Minimal income documentation
- Purchase and refinance options
Best for high-net-worth borrowers with significant reserves.
Profit & Loss–Only Loans
Simplified qualification for established businesses.
- CPA-prepared or borrower-prepared P&L statements
- Reduced documentation
- Faster approvals
Designed for experienced self-employed borrowers with consistent revenue.
Why Work With Us
We understand self-employed income because we are, and many of our clients are business owners themselves. We focus on clear guidance, realistic expectations, and loan structures that actually fit your financial picture.